The 1990s witnessed a number of changes in the financing of higher education in the UK. The progressive replacement of the maintenance grant by a government-backed loan means that students are increasingly forced to accept debt as an integral part of university life. This book highlights the detrimental effects of these changes and considers their long-term consequences. Uniquely bridging the gap between current education policy debates and those relating to debt, money management and financial decision making, Student debt:provides a unique insight into the causes and consequences of student debt through the use of focus groups, interviews and questionnaire surveys;draws out the theoretical and policy implications relating to different aspects of undergraduate borrowing;offers a comparative analysis of issues relating to student debt in the UK, Italy and France;covers a broad range of topics including money management styles, attitudes towards credit and debt, the psychological effects of student debt, and the student-bank relationship.This book will be of great interest to policy makers and social policy academics with an interest in financing higher education, money management in general, financial exclusion and financial literacy, and to anyone who is concerned about the impact of rising levels of debt on students' well being.
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About the Author:
Adrian J. Scott, Department of Psychology, University of Bath, Alan Lewis, Department of Psychology, University of Bath and Stephen E.G. Lea, School of Psychology, University of Exeter
Review:
Student loans are now an important feature of tertiary education. This excellent and timely book brings together the latest research on how these loans affect student's lives. Education, policy makers and students themselves should take careful note. Simon Kemp, Department of Experimental Psychology, University of Canterbury, New Zealand
... should certainly be on the reading list of the Education Secretary, the banks, and every would-be student. Credit Today
... the book offers lots of interesting research potential for readers of this journal.Journal of Economic Psychology
"About this title" may belong to another edition of this title.
- PublisherPolicy Press
- Publication date2001
- ISBN 10 1861342799
- ISBN 13 9781861342799
- BindingPaperback
- Number of pages160
- EditorScott Adrian J.